Showing posts with label Public Option. Show all posts
Showing posts with label Public Option. Show all posts


NEW MEXICO EDITORIAL FORUM


By Max Bartlett and Jose Aguilar

One issue has generated little discussion during the heated health care reform debate: whether states should have the right to develop their own approaches to universal coverage.

The Health Security for New Mexicans Campaign wants to see language included in the national proposal that gives states flexibility to develop their own approaches to solving rising health care costs and growing numbers of uninsured.

The focus of current health care reform proposals is to create “insurance market exchanges.” These one-stop-shopping insurance exchanges must offer consumers -- primarily the uninsured -- choices of different insurance products, including some type of public option. A less than robust public option is in the proposal passed by the House of Representatives. The Senate is in the process of negotiating an alternative to the House version.

Click here to view full op-ed

MISSOURI FORUM

By Timothy D. McBride

Despite the importance of passing health care reform, it appears that the general public has very little understanding of the scope and importance of these reforms, or how the wide-ranging positive benefits will have on average Americans.

Much of this is due to overheated rhetoric, a misunderstanding of the proposals by the press, purposeful distortions by both sides of the debate, and the complexity of health reform. For example, much attention has been paid to the so-called “public option” which the right wing has described as a “government takeover of health care,” and the left wing has described as the only provision worth fighting for because it will keep the insurance plans “honest.” Both claims overstate the significance of the public option since by all estimates, even if it survives, not many will sign up for it, and the plan will resemble private plans, not a Medicare plan.

When the reforms are phased in, 96 percent of American citizens will be covered by health insurance -- up from an insurance rate of 83 percent today -- according to Congressional Budget Office estimates. Contrary to fears that the legislation will lead to a government-run health system, 58 percent of the persons obtaining coverage will obtain coverage from private insurers, in a new Health Insurance Exchange. This Exchange will be much like the array of private insurance plans offered to Congress and the President today. The remaining persons insured under the plan would be low-income children and adults insured through Medicaid and the children’s health insurance plan.


Click here to view full op-ed

KRWG - Newsmakers in Las Cruces, New Mexico recently aired a program about the multitudes of doctors that are speaking out about healthcare reform. They interviewed New Mexico Editorial Forum author Dr. Sandra Penn, who recently penned an op-ed "Stop Negotiating Away the Public Health Insurance Model" about her views that Congress is letting real reform slip away. You can see her interview for yourself, which occurs at the 5 minute mark.

NEW MEXICO EDITORIAL FORUM
By Jason Marks

Year in and year out, healthcare costs go up faster than the rate of inflation. This year, we will spend more than $2.5 trillion on healthcare in the U.S., which is over $8,100 per person. Even at that, more than 35 million of our fellow citizens are left without regular healthcare coverage through insurance or a government program.

Health insurers serve as a convenient target, getting criticized for denying care to those that need it most, creating too much red-tape for doctors and other providers, and for diverting too much of our insurance dollars to administrative overhead, profits, executive compensation, and lobbying. But since most insurers pay out 75 to 85 percent of premium dollars in medical reimbursements, the direct savings from taking them entirely out of the system is no more than 25 percent.

If like me, you are concerned not just with the availability and quality of healthcare, but also its affordability, then it is important to understand that we have to look beyond insurance reform and coverage mandates. We must also look also at our healthcare industries, by which I mean doctors, hospitals, pharmaceutical companies, and so forth. Most importantly, we have to look at -- and fundamentally change -- the current dynamic in which employers, insurers, healthcare providers, and last (and sometimes least) patients come together to deliver and pay for our medical care.

Click here to read the full Op-ed

FLORIDA FORUM
By Tony Fransetta

Access to health care for all seniors is important. Having a Medicare system that works? Crucial.

As we age, visits to doctors’ offices increase. Before President Johnson signed Medicare into law 44 years ago, many seniors lacked health care because of the cost. Imagine! But now, through Medicare, our federal government provides a valuable program for seniors and people with disabilities to improve their medical well-being. Coverage has helped reduce senior poverty by two-thirds.

Since 2003 and the implementation of the Medicare Modernization Act, Medicare Advantage plans (code for private insurance companies) have taken a toll on traditional Medicare. These Medicare Advantage plans are reimbursed at a higher rate than traditional Medicare, sometimes as much as 17 percent higher. This cost is being paid out of the traditional Medicare fund and is a strain on the Medicare budget. Passage of health-care reform will reduce this overpayment to private insurance companies, thereby easing any burden on working families' tax dollars.

Click here to read the full Op-ed